Home buyers must commit to gaining financial literacy. Working with Habitat volunteers, they build budgets, learn about savings and investments, and connect to resources to sustain their financial well-being.
Homeowners learn about home maintenance and repairs. Habitat resources are available to support major systems repairs and remodeling for access issues as needed.
Community commitment helps keep costs down. Community volunteers serve on our board, contribute advice and professional services, support home building and Habitat administrative functions, and assist homeowners with developing financial literacy and home maintenance skills that improve the lives of their families.
Donors generously contribute building materials, furnishings, and funds:
to purchase tools and materials,
to pay building trades contractors to work on major systems (HVAC, electrical, plumbing, roofs),
to support regular administrative expenses and to build up a matching-dollars fund necessary for applying to foundations for grant support.
Homeowner payments maintain the stability of the organization. As our impact statement shows, GAHH has built and re-habbed 60 homes in the Griffin area over the last 30 years. Our homeowners pay property taxes, shop at local businesses, attend local churches and send their children to local schools. They are our neighbors and share in the quality of life of our community. We are proud to say that our mortgage default rate (1.5%) is lower than the national average (2.67%) for regular, interest-bearing mortgages. This is a testament to our homeowners dedication to building their families' well-being on the foundation of homeownership.
Habitat offers a hand up, not a hand out.
Our application process for 2020 is closed. We hope to begin taking applications in early 2021, so please check back later this year for more information. Thanks!
Home buyers must meet qualifications based on need, willingness to partner to contribute "sweat equity" in building their homes and supporting other Habitat activities, and their ability to pay for the mortgage, home insurance, real estate taxes, and home maintenance expenses.
Homeowners pay back an affordable mortgage - interest free - for the cost of building the home.
We build strength, stability and self-reliance through shelter.
Habitat homes are the foundation of our neighbors' financial stability and economic well-being.