Griffin Area Habitat for Humanity is located and operates solely in Spalding County, Georgia, within the Metro Atlanta 28-county Metropolitan Statistical Area (MSA). Although the population is re-emerging ( an increase of 3.1% since 2010), more than 46% of adults over age 16 are not employed and the poverty rate is 20%. The median home value is $112,400 and the median cost of housing with a mortgage is $1,148 while median rentals are $818. Currently, there are more than 4,000 vacant houses and fewer than 10 of these homes cost less than $75,000, which is the average price of a GAHFH home.
Housing insecurity touches nearly half of adults at some point in the lives. A majority of Americans believe that it is challenging to find affordable quality housing in their communities, and more than half of all adults say they have made at least one trade-off in order to cover their rent or mortgage payment. Such trade-offs may include taking a second job, cutting back on healthcare or healthy food, and moving to less-safe neighborhoods. Lacking affordable, quality housing negatively impacts families and communities.
We believe that decent shelter is something we all need to thrive, and that strong and stable homes build strong and stable communities. In fact, according to a study by Harvard University, children of homeowners have better home environments, higher academic test scores, and fewer behavior problems than do children of renters. Owning a home compared with renting leads to 13% to 23% higher quality home environment.
An affordable home from GAHFH will reduce a typical family's housing expenses by more than 40% of their monthly income to an affordable 18%, leaving families with an average of $500 a month savings from housing expenses to reinvest in their family's need in the community. In addition, financial education builds a more solid foundation for long-term personal success and helps alleviate any concerns or barriers on the path to home ownership. Indeed, the foreclosure rate on GAHFH homes (1.5%) is far lower than the national mortgage default rate (2.67%)
We believe that decent shelter is something we all need to thrive, and that strong and stable homes build strong and stable communities.
Our application process for 2020 is closed. We hope to begin taking applications in early 2021, so please check back later this year for more information. Thanks!
Over 30 years: Served 260 adults and children
Past 5 years: Paid $195,000 in property taxes in the Griffin Area
12 individual generous donors
4,680 hours of volunteer service
65 individual volunteers