Griffin Area Habitat for Humanity (GAHFH) does require a simple application process to be fulfilled and approved before becoming one of our “Habitat Families.”
There are 3 ways to apply:
~ The application can be filled out on-line and submitted.
~ The application can be printed off and mailed.
~ You can request a Board member to meet with you and help you fill out the application.
Once your application is received, we will pull your credit report- not for the credit score (we don’t use it) but for your debt and payment history.
Your House Under Construction
Griffin Area Habitat for Humanity partners with a family to help them build a home with a mortgage they can afford when conventional house financing is not available to them.
If your application is approved, there are several steps to complete before construction of the Habitat house is started:
~ A small deposit is required.
~ Training in home ownership is completed with the Family Support Committee including a family budget.
~ Certain existing debts may need to be paid down.
~ The home location and building plan (if not already under construction) need to be agreed on.
The Griffin Area Habitat for Humanity relies on volunteer labor (and donations) to lower the cost of the house and make it an affordable home for the applicant.
Because of the volunteerism, construction of a new house can take 8 to 12 months
New Habitat Family members are required to contribute “sweat equity” to their new house which is typically 300 hours of their own (and their family’s) volunteer labor investment.
Habitat families are not given a home, nor do they purchase a home from Griffin Area Habitat for Humanity (GAHFH). Rather GAHFH partners with a family to help them build a home with a mortgage they can afford when conventional house financing is not available to them.
Habitat families come from all walks of life regardless of ethnicity, gender, religion, sexuality, or disability.
Once a Habitat house is ready for the family to occupy, they will enter into an (interest free) mortgage agreement with GAHFH, and they will become owners who maintain the house, carry insurance and pay taxes.
The house becomes their home.
Mark Staples 770-468-4431 Executive Director and manager of construction
Toni Turner 770-468-1521 Immediate past president and volunteer co-coordinator
John Spitz 404-455-1616 President Board of Directors